ডিজিটাল মুদ্রার ভবিষ্যৎ

ডিজিটাল সোনা, কফিরও

আমি 7টি ETH-এর staking yield-এর model-টি Shoreditch-এর coworking space-এইতে create-করি। Crypto evangelism-এপ্রতি ‘skepticism’ develop-হয়।

बिटकोइन के अस्तित्व के संघर्ष

প্রথম cryptoasset, ‘digital gold’ -হিসাবে success -এ. 7 transactions/sec (Visa: 24,000), energy consumption small nations -এর equal. BTC -দৃশ্যগতভাবে grocery shopping -তে practical? Picasso painting -এ payment?

Libra: Regulatory Quagmire

Facebook Stablecoin project financial inclusion -এ potential show kore. But every central bank’s red tape navigate korar attempt. Zuckerberg Meta -e pivot kore। Libra prove korlo corporations can’t outsource monetary sovereignty.

CBDC: The Quiet Revolution

China’s digital yuan, Jamaica’s Jam-Dex — central banks first principles theke money rebuild korchhen। My models suggest wholesale CBDCs before retail version — like Trojan horses for policy innovation. Challenge? Venmo works fine — why use state-backed digital cash?

Data point: IMF Q2 2024 report: 130 countries exploring CBDCs.

Beyond the Hype Cycle

decentralized finance infrastructure upgrade is not flashy ICO or NFT monkeys. It’s boring plumbing replacement while water still runs.