কয়েনমি জরিমানা

$300K-এর জরিমানা: কোনও ‘আইন’কেই উপেক্ষা
আমি বলছি, Coinme-এর $300K-এর जरिमाना छिल कारণ तাদেर मुनाफा हारलो। एটি सिध्द के भेंट है कि कैলिफोर्निया के आইन, 1,000 USD-এরদৈনিক ATM-এরসীমা,অবহেলা।
আমি Institutional Clients-এর Risk-Reward Model-অভয়ভাবে, This case is instructive: even tech-forward firms aren’t exempt from basic legal guardrails.
$150K: VICTIM REIMBURSEMENT
DFPI-এখনই $300K-এবং Half of it goes to an elderly victim allegedly defrauded through one of these machines. That detail matters. It shifts the narrative from corporate oversight to consumer protection.
Crypto ATMs: More Than Machines
I’ve studied dozens of DeFi protocols and NFT platforms, but crypto ATMs? They’re often overlooked as low-tech relics. Yet they’re gateways—sometimes unguarded ones—for people unfamiliar with blockchain risks.
When you walk into a grocery store and insert cash into an ATM that spits out Bitcoin in under 90 seconds… that’s powerful convenience—but also massive exposure if not regulated.
California knows this. And now so should every operator scaling across borders without local compliance checks.
Missing Disclosures: A Silent Red Flag
Here’s where things get interesting—and slightly absurd—from a legal standpoint: Coinme failed to include required disclosures on receipts. Not just “be careful” warnings; actual mandated text about anti-money laundering (AML) and KYC procedures.
In my experience, missing compliance documentation is like driving without insurance while claiming you’re “just testing the road.” You might survive today—but when the crash comes (and it will), your liability is immediate and severe.
This wasn’t negligence—it was operational blind spots masked as innovation.
Regulation Is Catching Up to Innovation
Crypto operators love speed. We all do—especially those obsessed with first-mover advantage. But innovation without guardrails leads to chaos—or worse, exploitation. This settlement sends a clear signal: regulators aren’t asleep anymore. Whether you’re running decentralized swaps or physical crypto kiosks in pharmacies and gas stations, California is watching—and enforcing. And yes, this affects US-based players most directly… but global firms must learn too. One jurisdiction’s enforcement becomes another’s blueprint. If your business operates across borders but follows only one set of rules? You’re playing roulette with fines that could wipe out quarterly profits—and credibility.
ChainSight
জনপ্রিয় মন্তব্য (2)

ক্রিপ্টো এটিএম দিয়ে টাকি দিয়ে বাড়ি ফেলাল! ৩খনই BTC-এর ৩পুরা। ১রমধ্যেই “আপনি কতটা”?
আজকালের ATM-এর “বড়ি”ইতসেও।
এখনকারও “বয়স”ইতসেও।
ভাইবাৎ!
আপনি “গণ”ইতসেও।
এখনকারও “বয়স”ইতসেও।
ভাইবাৎ!

ATM Kripto vs Hukum California
Wah, Coinme kena denda $300K cuma karena lupa kasih info AML di struk? Ini kayak beli motor tanpa STNK terus dikasih tilang karena motornya ‘terlalu cepat’.
Padahal kan ATM kripto itu pintu masuk buat yang baru belajar—tapi kalau tidak ada aturan jelas, malah jadi tempat scam.
Beneran nih, inovasi tanpa regulasi = main-main dengan uang orang lain. Bahkan si nenek yang ditipu juga dapat kompensasi!
Jadi inget: kalau mau jadi pionir di dunia crypto ATM, jangan lupa bawa izin dan disclaimer—bukan cuma koneksi internet.
Yang lain udah mulai bikin ATM di warung deket rumah? Comment ya!